Calculator · Last checked 12 Nov 2026
What do lapsed papers cost your fleet in a year?
A fine is the small part. The days a loaded truck stands at a checkpoint or in the yard waiting for papers are the large part. Put your own numbers in.
On your numbers, lapses cost 1.4 times the subscription. Growth at ₹249 per vehicle a month, GST extra. Drivers are never charged.
The rule applied
What this calculator assumes
Yearly cost = lapses a year × (average fine + days off road per lapse × revenue per truck per day). PRACHSO cost = Growth price × vehicles × 12 months, GST extra.
Source: Your own fleet numbers and PRACHSO's published Growth price · Last checked 12 Nov 2026
- Inputs
- 5 sliders
- Growth plan
- ₹249 a vehicle a month
- Drivers
- Never charged
- Trial
- 14 days, your trucks
How it works
The short explainer
What counts as a lapse
Any document that expires while the truck is working: fitness, permit or national permit authorisation, insurance, PUC, road tax, speed governor certificate, or the driver's licence or hazardous-goods endorsement. Count every one your fleet had in the last year, whether or not it led to a challan.
Choosing honest inputs
- Lapses a year: look back at the register or the RTO receipts paid late. Late tax payments and expired PUCs are the most common.
- Average fine: use the challan fine lookup for the offences you see most. No PUC is up to ₹10,000 under Section 190(2); no insurance up to ₹2,000 for a first offence under Section 196. States can set different compounding amounts.
- Days off road: count the days from the stop or the discovery until the truck ran again with the paper renewed, including waiting for a fitness slot.
- Revenue per truck per day: use your own freight income divided by working days, not the trip rate on a good day.
The calculator leaves out the largest risk on purpose: an accident on a day the insurance had lapsed. That turns a claim into the owner's own liability, and no slider covers it. Read A lapsed policy and an accident.
For a whole fleet
Thirty days of runway on every paper
- Fitness, permit, authorisation, insurance, PUC, tax and licence dates in one calendar.
- Reminders by role, in 10 languages, escalating to the owner if nobody acts.
- Each renewal a task with a cost, so you see what compliance really costs per truck.
- A Roadside Pack link so the driver shows valid papers in seconds.
Eicher Pro 6028 · Container, 32 ft · Bhiwandi branch · Driver Sandeep Patil
- FitnessFC/MH04/2026/50133Valid
- National permitNP/MH/2024/71240Valid
- NP authorisationAUTH/2025/MH/6100417 days left
- InsurancePolicy 6621/0091/2026Valid
- PUCPUC MH-04-77320Expired 7d ago
- Road taxTax MH 2026-27Valid
Questions about the cost of a lapse calculator
Is the PRACHSO price the full price?
The comparison uses the Growth plan at ₹249 per vehicle per month, which is the plan for 50 to 500 vehicles. GST is extra. Fleets of 10 to 49 vehicles are on Starter at ₹149 billed annually.
Does PRACHSO stop every lapse?
No software renews a document by itself. PRACHSO reads the dates, reminds the right person 30, 15, 7 and 1 days before, and tracks the renewal as a task. Someone still has to book the test and pay the fee.
Should I count driver licence lapses?
Yes. A driver on an expired licence is an offence under Section 181, up to ₹5,000, and the truck stops just the same.
Other calculators
- CalculatorFitness due date calculatorEnter the registration date and the date the last fitness certificate was issued. See the next due date and the days left, using the CMVR two-year and one-year rule.Read
- CalculatorChallan fine lookupPick a goods-vehicle offence and first or repeat offence. See the Motor Vehicles Act section and the penalty, with a note that states can set different compounding amounts.Read
- CalculatorPUC due date calculatorEnter the last PUC test date and the emission norm. See the due date: commonly 12 months for BS-IV and BS-VI vehicles and 6 months for older ones.Read
- CalculatorRoad tax due date calculatorPick quarterly, half-yearly or annual payment and enter the date tax is paid up to. See the next due date and the period it covers.Read
Know every expiry before the checkpoint does.
Send us your vehicle list. We load your fleet and show you every date and every pending challan on the call.